MANDALA, I Gusti Ngurah Agung Kepakisan; PUTRI, Putu Yudha Asteria. KINERJA BERKELANJUTAN UMKM DI BALI: PERAN LITERASI KEUANGAN INOVASI FINTECH DAN INKLUSI KEUANGAN. JOURNAL OF APPLIED MANAGERIAL ACCOUNTING, [S. l.], v. 9, n. 1, p. 98–113, 2025. DOI: 10.30871/jama.v9i1.9398. Disponível em: https://jurnal.polibatam.ac.id/index.php/JAMA/article/view/9398. Acesso em: 14 sep. 2026.