ZAENUDDIN, Muhammad. FAKTOR-FAKTOR YANG MEMPENGARUHI NON PERFORMING LOAN PADA BANK DI INDONESIA. JOURNAL OF APPLIED MANAGERIAL ACCOUNTING, [S. l.], v. 7, n. 1, p. 85–99, 2023. DOI: 10.30871/jama.v7i1.5046. Disponível em: https://jurnal.polibatam.ac.id/index.php/JAMA/article/view/5046. Acesso em: 13 mar. 2025.