Hardiyanti, M., Wijono, S. H. and Sedjati, D. P. (2026) “Adaptive Retrieval-Augmented Generation with Domain Specific Fine Tuning For Smart MSME Digital Transformation”, Journal of Applied Informatics and Computing, 10(3), pp. 2648–2654. doi: 10.30871/jaic.v10i3.12924.