AJU, Omojokun Gabriel. Artificial Intelligence and the Future of Digital Banking in Nigeria: A Systematic Review of Emerging Opportunities and Associated Risks. Journal of Applied Informatics and Computing, [S. l.], v. 10, n. 4, p. 3740–3752, 2026. DOI: 10.30871/jaic.v10i4.13550. Disponível em: https://jurnal.polibatam.ac.id/index.php/JAIC/article/view/13550. Acesso em: 14 sep. 2026.