MUHAMMAD ZUBAYR. The Role of Centralization, Lean Operation, Risk Management Enhancement, and TB Organization Structure Implementation in Corporate Banking Operational Efficiency. Journal of Applied Business Administration, [S. l.], v. 9, n. 2, p. 261–272, 2025. DOI: 10.30871/jaba.9542. Disponível em: https://jurnal.polibatam.ac.id/index.php/JABA/article/view/9542. Acesso em: 14 sep. 2026.