Ningsih, A. N., & Andayani, N. R. (2024). Effects of Perceived Ease of Use, Security, Perceived Usefulness, and Trust on the Use of E-Wallet "DANA" on ZXY Polytechnic Students. Journal of Applied Business Administration, 8(2), 385–397. https://doi.org/10.30871/jaba.v8i2.7590